:root {
  --blue: #087ee8;
  --blue-soft: #66b7ff;
  --ink: #05070a;
  --panel: #0b1017;
  --text: #f7f9fc;
  --muted: #aab4c2;
  --line: #202d3d;
}
* {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
}
body {
  margin: 0;
  background:
    radial-gradient(circle at 82% 8%, #063866 0, transparent 28%), var(--ink);
  background-attachment: fixed;
  color: var(--text);
  font:
    16px/1.65 Arial,
    Helvetica,
    sans-serif;
}
a {
  color: var(--blue-soft);
}
.skip-link {
  position: fixed;
  top: 10px;
  left: 10px;
  z-index: 100;
  padding: 12px 16px;
  background: #fff;
  color: #05070a;
  font-weight: 700;
  border-radius: 4px;
  transform: translateY(-160%);
}
.skip-link:focus { transform: translateY(0); }
.wrap {
  width: min(980px, 92%);
  margin: auto;
}
header {
  position: sticky;
  top: 0;
  z-index: 10;
  border-bottom: 1px solid #1b2634;
  background: #05070ae8;
  backdrop-filter: blur(12px);
}
.nav {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.logo {
  color: #fff;
  text-decoration: none;
  font-size: 1.25rem;
  font-weight: 800;
  letter-spacing: 0.08em;
}
.logo span {
  color: var(--blue);
}
.back {
  text-decoration: none;
  font-weight: 700;
  padding: 10px 14px;
  border: 1px solid #23415f;
  border-radius: 4px;
}
main {
  padding: 76px 0 100px;
}
.eyebrow {
  color: #58aaf4;
  text-transform: uppercase;
  letter-spacing: 0.2em;
  font-weight: 700;
  font-size: 0.78rem;
}
h1 {
  font-size: clamp(2.65rem, 6vw, 5.15rem);
  line-height: 0.98;
  margin: 16px 0 22px;
  letter-spacing: -0.045em;
  max-width: 820px;
}
h2 {
  font-size: 1.45rem;
  margin: 38px 0 10px;
  color: #fff;
}
p,
li {
  color: #c5cfda;
}
.effective {
  color: #8e9bab;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  font-size: 0.78rem;
}
.notice {
  padding: 20px;
  border: 1px solid #1d3c5e;
  background: linear-gradient(135deg, #0b1b2d, #07111d);
  color: #dbe7f4;
  margin: 30px 0;
  border-radius: 7px;
  box-shadow: 0 18px 45px #0006;
}
.card {
  padding: 26px;
  margin: 20px 0;
  border: 1px solid var(--line);
  background: linear-gradient(145deg, #101722, #090d13);
  border-radius: 8px;
  box-shadow: 0 18px 45px #0005;
}
.card h2 {
  margin-top: 0;
}
.grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.table-wrap {
  margin: 30px 0 16px;
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #080d14;
}
table {
  width: 100%;
  min-width: 760px;
  border-collapse: collapse;
}
caption {
  padding: 18px 20px;
  color: #fff;
  font-size: 1.1rem;
  font-weight: 700;
  text-align: left;
}
th,
td {
  padding: 15px 18px;
  border-top: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}
thead th {
  color: #fff;
  background: #0d1722;
}
tbody th {
  color: var(--blue-soft);
}
tbody td {
  color: #c5cfda;
}
.policy-links {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
  margin-top: 32px;
}
.policy-links a {
  padding: 14px 16px;
  border: 1px solid var(--line);
  background: #0b1119;
  text-decoration: none;
  border-radius: 5px;
}
.policy-links a:hover,
.back:hover {
  border-color: var(--blue);
  background: #0b1b2d;
}
.faq {
  margin-top: 34px;
  border-top: 1px solid var(--line);
}
.faq details {
  border-bottom: 1px solid var(--line);
  padding: 19px 20px;
  background: #080d14;
}
.faq details:nth-child(even) {
  background: #0b1119;
}
.faq summary {
  font-weight: 700;
  cursor: pointer;
  color: #fff;
}
.faq details p {
  margin-bottom: 0;
}
address {
  font-style: normal;
  color: #c5cfda;
}
footer {
  border-top: 1px solid #182230;
  padding: 38px 0 50px;
  color: #91a0b0;
  background: #05070ad9;
}
.footlinks {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 20px;
  margin-bottom: 20px;
}
.footlinks a {
  text-decoration: none;
}
.footlinks a:hover {
  text-decoration: underline;
  text-underline-offset: 4px;
}
@media (max-width: 650px) {
  body {
    background-position: top right;
  }
  .grid,
  .policy-links {
    grid-template-columns: 1fr;
  }
  .nav {
    align-items: flex-start;
    flex-direction: column;
    padding: 18px 0;
  }
  .back {
    padding: 7px 11px;
  }
  main {
    padding: 48px 0 72px;
  }
  h1 {
    font-size: 2.75rem;
  }
  .faq details {
    padding: 17px 14px;
  }
}
a:focus-visible, summary:focus-visible { outline: 3px solid #66b7ff; outline-offset: 3px; }
.back { min-height: 44px; display: inline-flex; align-items: center; }
button, a, summary { touch-action: manipulation; }
@media (max-width: 480px) {
  .wrap { width: min(100% - 32px, 980px); }
  h1 { font-size: 2.35rem; }
  .card { padding: 20px; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }